Cara-cara settlekan hutang kad kredit (menggunakan fasiliti Balance Transfer)

Kadang-kadang masa baru dapat kad kredit tu kita super excited semua kita swipe seolah-olah kita ada “unlimited” cash - dunia memang kita punyalah sampai shopping pun tak ingat dunia.

Kadang-kadang tu buta hati terus bila dengar ayat-ayat promosi cam “no late payment charges”, “no interest” dan sebagainya. Tahu-tahu bertimbun hutang kad kredit nak kena settlekan, ha memang salah kad kredit la kan? Lintah darat betul! Padahal sendiri takpandai pakai.

Tak judge sesiapaaaa. Jangan marah na..kat atas ni penah jadi kat aisyah dulu. Real story from my past mistakes! Masa tu hutang tertunggak sampai RM16,500. And on monthly basis I need to pay RM700-800 minimum payment. 

Here are some common misconceptions on Credit Cards terms:

1. No interest charges on late payment - well, yeah true no interest. But if you view your monthly statement you’ll see other terms used like “finance charges” or “management fee”.

2. Minimum payment - although you paid the suggested minimum payment, interest charges will be made on the outstanding balance. Contoh, you pakai kad kredit tu RM10k..lepastu you commit bayar minimum payment of, say, RM100. Interest still dikenakan kat baki tertunggak tu ya (10k - 100 x interest%)

So by knowing all these facts adakah bermaksud Aisyah kecewa gila sampai patahkan kad? Nope. There’s a way to settle this problem and in fact I still use my credit card. Bezanya sekarang is I am now wiser (ecewah). So kat bawah ni some suggestions untuk yang tengah celaru macam mana nak settlekan hutang kad kredit :

Balance transfer:

This is a really great facility in credit card and many banks use this method to attract new users to switch brand. Depends kat policy Balance Transfer Card credit sebab lain bank lain policy la kan. But to minimise cost, penting kita cari bank yang offer balance transfer 0% interest.

Maksudnya kat sini, let’s say you berhutang card credit dengan Bank A sebanyak RM10k..then you cari bank lain yang offer Balance Transfer ni..dia bagi bayar 10k tu ansur-ansur ikutla…12months, 18 months, and some even up to 48 months (4 years) without interest charges! Tapi dengan syarat kena pakai kad kredit dia la macamtu…..

So bawah ni Aisyah listkan kad kredit yang offer 0% interest Balance Transfer and BONUS bila sign-up siap dapat hadiah pulak tu ya.

1. Public Bank

Installments for the amount transference can be made up to 48 months (4 years) at 0% interest charge installments. Cumanya ada up front payment sikit la.

And bonus buat yang daftar mana-mana kad kredit Public Bank, they offer Smartwatch Redmi for free if you sign-up here: Public Bank Credit Card Redmi

Here are some Public Banks Credit Card for income range RM2000 - 3333. You can check other eligibility info here too:

a. Public Islamic Bank Visa Platinum Credit Card-i (https://invol.co/cllwjy3)

b. Public Bank Quantum Visa (https://invol.co/cllwjz3)

c. Public Bank Petron Visa Gold (https://invol.co/cllwjzh)

d. Public Bank Quantum MasterCard (https://invol.co/cllwk0e)

e. Public Islamic Bank Gold MasterCard Credit Card-i (https://invol.co/cllwk17)

2. UOB Credit card

0% interest balance transfer for up to 18 months. Special kalau sign-up sini dapat:

i. Free Annual fee (waived 3 tahun)

ii. Dapat Cashback RM400

Bonus ni dapat if you sign-up using my link : Sign-up UOB Credit card

Kalau gaji range dalan RM2000-3000 boleh apply dari list bawah ni. Boleh check link untuk info kelayakan permohonan ya:

 a. UOB Simple (https://invol.co/cllwk3q)

b. UOB Preferred card (https://invol.co/cllwk4b)

c. UOB EVOL Card (https://invol.co/cllwk51)

3. HSBC Credit Card

0% balance transfer for 12 months with 3.88% upfront handling fee (one-off). List HSBC credit card dibawah ni untuk income level around RM3000. Boleh check and compare eligibility and card features di link for your reference ya:

a. HSBC Platinum Credit Card (https://invol.co/cllwl22)

b. HSBC Amanah MPower Platinum Credit Card-i (https://invol.co/cllwl1g)

Anyway, card credit memang sangat membantu bila pandaj pakai. Despite my past mistake dek kerana tak celik kewangan, I still have my favourite go-to card credit. Kalau ada hasrat nak beli / langgan barang atau service mahal macam slimming program ke, beli Iphone ke, cari premis yang terima kad kredit awak tu yang offer 0% interest installment.

Yang penting berbelanjalah ikut kemampuan. Kad kredit ni satu ‘tool’ memudahkan urusan jual beli dan buat cashflow kita cantik. 

Hope this helps ❤️

Peluang Kerja Dari Rumah (WFH) Tahun 2025 / Work from home Fulltime in 2025

Okay. There's that classic "running your dream business at home" but really we are not talking about that in this post. I mean, come on. If we can earn right at home without any costs, so why not??

Earn income from home and see them grow. What a goal 🥰

In this post I am going to share my opinion on the best platforms you can use to kickstart your earnings fulltime from home and say bye-bye to your 8am - 5pm jobs (atau yang nak cari side income masyuk pun boleh).

1. Involve Asia (IA)

This website is very useful and helpful to help you earn income. I have a fair share of both pros and cons about using IA.

PROS:

• High and variety commissions offered by a wide range of brands both locally and internationally. Can you imagine? You can still earn money even if you are, well, everywhere!
• Very user friendly especially to those who just starting to learn affiliate marketing. It has neat interface, and will update you on the potential commissions you'll get from promoting the brand and also includes information that maybe useful for you to promote the brands (example: current ongoing campaigns etc).
• In this platform, you will also be informed on how will you get paid. For example, in Affiliate marketing there are some annoying jargons that we need to be familiar with (CPL - click to lead, CPS, CPSe, Clickouts..etc). Such infos are very useful to plan your work. You'll be informed too on whether conversions that you gained from your traffic (who clicked on the links you shared) is acceptable from 4 types of devices: ios, android, web desktop, web mobile - let's say the ads does not track conversions made on mobile apps on ios, so whoever visits your affiliate links through Instagram App kat your Android mobile - NOT COUNTED hence no payment will be made. So plan well on utilizing which platform is key.
• Helpful guidelines given - you can always access its tutorial guides in the website (which is very easy to find) in case you're new or simply need a refresher. Help is always a reach away.

CONS:

• There is a minimum withdrawal amount of RM80. Meaning, you need to pool in at least RM80 of commissions only then you can cashout.
• Some brands that you applied for will require reviewing process before approving your application - because they need to see your prior work first.

So if you want to start earning everywhere at zero-cost you can give Involve Asia a try. Afterall it's free to register and you can check this out here: https://invol.co/cllv67h

2. Shopee Affiliate

Ahh. I mean who doesn't know Shopee? The only site that makes that monthly guilt-trip purchase at least once. But that's good news right? You'll have that high traffic that might potentially be checking on your promoted links. Kalau dulu-dulu nak daftar Shopee Affiliates kena lalu proses yang quite panjang sebab Shopee akan review your social media accounts sebelum approval. Sekarang boleh je daftar kat sini: https://s.shopee.com.my/g8Wb0o20l?share_channel_code=1

So Shopee Affiliates ni best sebab dari segi brand dan produk variety tu sangatt banyak! Nak share content untuk dapatkan komisyen pun best lah jadinya. Alang-alang nak tamat tahun 2024 ni confirm banyak orang serbu Shopee, yela year-end sale kan. So more opportunities to get commissions wei!

Yang bagi Aisyah kurang pasal Shopee Affiliates ni is the system can be quite complicated. Not quite user-friendly in my opinion BUT no worries, Shopee banyak provide trainings FREE untuk affiliates belajar. So nak berjaya jangan malas belajar! :)

3. Partipost

Ok Partipost ni platform untuk awak awak yang nak jadi influencers. There are different levels of influencers which are classified based on your number of followers in your social media. Contoh: 1000 followers = Nano influencers, 5000 - 10,000 = Micro influencers dan sebagainya. Komisyen yang uolls dapat memang beza ikut levels tu tau.

So kalau takda ramai followers tak boleh join ke Partipost? Eh boleh je. Sebab ada je 'task' yang tak specified number of followers. Yang best pasal Partipost ni kan, the commissions are hefty! Banyak dia bayar bila kita complete tasks according to their specific guidelines. Ratus-ratus dia bayar eh tak tipu. Nanti download App Partipost dan daftar kat sini: https://www.partipost.com/partiposter

So selamat mencuba ya semuaa. I'll update the list when I have more options.

Byee!

Aktiviti-aktiviti Bajet di Putrajaya - berkelah, cuci mata dan cruise!

 Assalamualaikum semua. 

Dihujung-hujung bulan sebelum bergaji, ayuh lah rakyat Malaysia kita berjimba sambil berjimet. Saja beli jiwa anak-anak ni bawak outing walaupun poket mak pak mode kempis. Sebenarnya terlalu banyak tempat di KL / Selangor yang menarik and budget-friendly so takda alasan untuk luangkan masa berkualiti dengan anak-anak. So here goes:

Tema family outing : Zero - minimal cost (tolak tol, minyak and barang dapur buat masak2)

Tempat : Putrajaya Lakeside Precint 2

Parking : Free

F&B :  Masak sendiri / bawak dari rumah

Entrance fee : Free

Apa yang best boleh buat kat sini? Haaa. Banyak jugak. Port best picnic sebab tepi tasik and redup je rasa kawasan ni. Pokok banyak and rimbun. Kawasan kitorang berkelah ni banyak landmark cantik-cantik macam Jabatan Putrajaya, Menara Alaf Baru, view tasik yang cantik dan tenang..and our specific port ni ada jambatan kecik comel je, cantik kalau nak buat ootd dan yang best boleh bagi ikan makan tepi tasik tu. Banyakk ikan ya bawah jambatan tu. And if you feel like it our specific spot is very near to McDonald - so boleh la singgah kalau nak ya 😁, ada nice track for jogging and cycling too. Duduk relax sini sambil kira berapa banyak dah feri lalu.

And if you want to go extra miles, plan a cruise trip to tour around Putrajaya lake. View cantik masjid Putra, bangunan kerajaan, Putrajaya Perdana and also the signature Putrajaya bridge!

Boleh beli tiket Cruise Tasik Putrajaya kat Klook: https://s.klook.com/c/mwYBlzOL32 (nak jimat 5% pakai my promo code AISYAHM)

Yang penting quality time well spent and anak-anak happy. Dorang penat main balik rumah tido awal and lenaa 🤣❤️

Takda gambr-gambar best sini. Jemput tengok video jela ya: https://www.youtube.com/watch?v=4zgpK8oNL3s 

Set / barang-barang best bawak piknik: 🌹 Tikar piknik 🌹 Perkakas / picnic ware 🌹 Tong makanan / food insulator 🌹 Travel friendly babyfood

Kalau outing mesra-poket versi korang pulak cemana? Ce comment!

#putrajaya #putrajayapicnic #picnic #budgetouting #cruise #putrajayacruise #lakecruisepromo

Business Subjects Tuition (Tuisyen Subjek-subjek Perniagaan)

Hi Assalamualaikum,

Servis daripada pensyarah yang berpengalaman.

Tutoring and Assignment Assistance services for various Business related subjects as follows:

1) Business Ethics

2) Business Management / Administration

3) International Business

4) Operations Management

5) Entrepreneurship

6) Commerce

7) International Business

8 ) Basic Finance and Investment

9) Human Resource Management

10) Business Law

11) Organizational Leadership

12) Organizational Behaviour

13) Strategic Management

14) Marketing

15) Sejarah (SPM, PMR)

16) Commerce / Perniagaan (SPM, PMR)

#SPM #CambridgeALevel #Diploma #bachelordegree #master #businesstutor #businessassignment

Whatsapp Cikgu Aisyah: https://api.whatsapp.com/send?phone=60198958564&text=tuisyencikguaisyah

Cara Turunkan Berat Badan Tanpa Berpantang MANIS

Hi Assalamuaaikum semua.

Baca balik tajuk tu macam tak logic je kan? Sebab salah satu cara nak turunkan body-weight of course kena cut gula kan. Nak cut gula and avoid makanan-makanan manis memang challenging gilaa nak-nak duduk kat Malaysia ni.

"Kalau tak buh gula tak pecah minyak lerrr sambal tumis aku..."

"....pasni buat sambal belacan tak best takdak rasa manis-manis.."

".....huuuu pengatttt...dessertt..... 😭"

Aisyah rasa antara main reason kenapa kita selalu fail nak consistent avoid / kurangkan gula dalam diet kita is sebab makanan-makanan favourite kita ni pun nak kena ada manis tuu sebab manis tu cam flavour balancer. So ni ada berita buat kita-kita yang ada azam nak sihat dan turunkan berat badan tanpa avoid manis. Siapa cakap gula tu jahat? Kita pun perlu manis jugak dalam diet kita..lagi-lagi orang yang senang hypo tu..menggigil sampai keluar peluh sejuk bila mai gigil lapar tu kan. So Aisyah nak ajak semua, jangan avoid gula tapi kita TUKAR GULA! 😍

Gula putih yang biasa kita makan buh kat lauk, masa kacau air, masa buat dessert tu, satu sudu teh gula putih je pun up to 30 kcal. Tu baru satu sudu. So korang pagi tadi minum teh tarik kaw tu agak-agak berapa sudu gula dah tu? Kalau nak cerita bahaya gula putih ni banyak sangat dah info and ilmu boleh dapat kat Youtube dan platform medsos lain, so Aisyah taknak cerita bab bahaya tu kat sini. Asalkan korang ada kesedaran yang gula putih berlebihan tu BAHAYA. Dan korang kat sini nak cari info apa alternatif gula. Dah try stevia and gula perang pun cam tak berapa menjadik jugak kan? haa. Keep reading.

Product Gula-o from BIORICH.

Bio-rich ada keluarkan product less calories sweetener yang buat daripada jagung dan tebu. Produk ni ada dalam 5 bentuk:

• Gula-o powder 800g
• Gula-o liquid 100ml
• Gula-o powder pek travel (50g x 10 botol)
• Gula-o liquid poket (22ml x 4 botol)

Aisyah pun macam korang la..nak kurangkan manis, nak sihat, tapi payahh sangat rasanya. And bila pakai Stevia macam omg tak sedap rasa and rasa lainnn sangat. Ada je Stevia jenama farmasi pocket size eok tak berusik dalam laci kat opis tu 😂..yang penah rasa Stevia tu faham la apa Aisyah nak sampaikan. Huhu. So bila ibu ayah start pakai..mai rumah aisyah dia mintak teh o kosong..lepastu "creetttt" satu kali sembur kat dalam teko, Teko tauu bukan cawan! And rasa dia serious not bad, sedap macam gula je pun. But Aisyah skeptical lagi. Mampukah Gula-o buat sambal tumis eden totap sodap?? Haaaa. Aisyah dah buat video dah pun. Alhamdulillah jadi. 2x sembur je masa menumis tu.

So kita dah in loveeeee dengan Gula-o. Sekarang tengah buat macam-macam resepi yang gantikan gula pakai Gula-O. Jadinya Gula-o 800g tu wajib letak kat dapur Aisyah lah. Yang poket size tu aisyah bawak ke hulu hilir sentiasa senang bila nak ngopi mamak ke..balik rumah sedara ke...buat teh tarik kosong then spray sekali.

BTW info, satu spray Gula-o tu 3-5kcal only ya..sangat sikit berbanding gula putih biasa. Kalau berminat nak tukar diet boleh cuba tukar gula dulu. 

Beli direct kat Aisyah pun no problem. Boleh check harga-harga best dari Aisyah:

Whatsapp Aisyah

Beli kat Shopee Aisyah:

My Shopee

Nak tengok video Aisyah masak-masak tengok sini

Semoga kita lebih sihat, cantik dan ceria giteww. Kalau nak lebih jana income Whatsapp Aisyah. Join my Biorich team 💖

Semi-matte Lip & Cheek Stain from The Bodyshop

Assalamualaikum.

Hai Semuaa :)

Sekarang ni boleh nak kata season "matte-fever" lah kan. Sana sini situ Matte - NYX, Huda Beauty, Nars.......you name it! And almost all established make-up brands have their matte formula collection in their house. Maybe orang sekarang lebih gemar kenakan formula lip colour matte sebab warna yang lebih menyerlah dan nampak lebih natural pada si pemakai. Sebab itu, masa sy mula-mula tahu mengenai Lip & Cheek Stain daripada Bodyshop, alahaiii...payahnya nak cari review :'D

Tapi tetap jugak gigih cari review-review yang best untuk "cari sebab" beli produk niiii... Huhu. Mungkin sebab tak ramai yang gemar formula "STAIN" ni? ..cam ala-ala lip tint la kan - the colour is not as vibrant as in matte or creme formula. And that's what I thought at first! Sebab pengalaman pertama beli lip tint / stain daripada Etude House macam agak mengecewakan - sebab terlalu cair dan warna pun tak berapa nak terang. Rasa macam tak pakai apa-apa pun kat bibir. Effect minum air sirap pun lagi power. Sobsob...

But............until I discovered The Bodyshop new Lip & Cheek Stain line, oh gosh, I fell in love~!. Colour dia lawa weeiiiiiiii...............dua fungsi pulak tu - lip and cheek quick touch-up for a quick natural rosy glow. Ha camtuh...

Koleksi Lip & Cheek Stain baru daripada The Bodyshop (TBH) ni sebenarnya formula yang dinaiktaraf atau pendek cerita, lebih baik :)

Their new lip stain collection came in 8 shades, but I have FOUR favourites - Dusty Rose, Deep Berry, Dark Cherry and Bright Peony. Berlari-lari ke TBH...lepas tu..omg..dah out-of-stock. Check kat Online pun...ya ampunnn. HABIS. Nak nangis rasa sebab spend masa lama sangat cari review. Sob sob (But in my defense, mestilah research kaw2...ni barang bukannya RM20, RM30 punya harga.....RM75 bebbbb)

#1 - Dusty Rose

 #2 - Bright Peony

#3 - Dark Cherry

#4 - Deep Berry

Disebabkan gigih la nakkan shade tu....I opted for my last resort - I ordered from my sister in UK (sanggup ko jahhh). I ordered all four shades, and I "borong" quite a number of it too - I've got friends who pre-ordered the items as well.

TRIED AND TESTED!

Barang-barang dah sampai Ahad lepas. Punyalahh excited! So kat sini baru betul-betul nak review. Ehem.

1) Texture

Has light-weight gel-like texture. So comfortable and rasa ringan je bila dipakai. serious tak melekit! Memang five stars lah iolls bagi. Selesa dipakai both kat bibir and sebagai blusher - tiada bahan yang menyumbat pori.

2) Colour

Despite it is called STAIN, the shade is more than just leaving tinted bitten effect. I'm surprise it actually leaves a MATTE-ish finish. And apa yang best, the colour is said to be buildable - means, untuk nak lebih nampak terang, uolls boleh re-apply and re-apply untuk dapat level terang warna yang dikehendaki.

Formula dia tak seberat Matte Lip Colour. Rasa lebih ringan, tak melekit, tapi tetap bagi colour yang WOW.

3) Long-lastingness

The colour can stay overnight I tell you - if you tak makan minum :p ..Haha. Kalau pakai harian colour boleh stay 4 -5 jam jugak tu. Of course akan terpudar sikit warna dia...semua lip stick pun macam tu :pp ..cuma pudar-pudar pun still looks nice ;) ..beautiful naturally stained.

THE VERDICT!

I have all FOUR shades, and I LOVE it! If betul-betul nak nampak natural, nak cepat, nak selesa, lip stain ni memang best.

Dotted on my hand. Letak sikit je. Dah macam tu warnanya. Huhu. (From left: Deep Berry, Dusty Rose, Dark Cherry and Bright Peony)

Bila dah disapu sapu.

When left overnight - siap iolls dah main-main air pulak tu.

Kat Bodyshop Malaysia dah tak ada keluar. sobsob. I think this line is limited edition. Cepat betul habis :'D . Anyway, if you guys want to try out, you may buy from the link below, or just drop me an email. Sell for RM55 only (The Bodyshop Malaysia: RM75) ;)

Click this link to buy:

https://carousell.com/p/bodyshop-lip-cheek-stain-dusty-rose-136197185/?ref=profile&ref_page=2&ref_referrer=%2Fdame_najihah%2F%3Fpage%3D2&ref_sId=8403829

Or drop me an e-mail at:

aisyahmasrani@gmail.com

**Photos credit to The Bodyshop, except the one tested on hands**

Thanks for your time.

Have you tried the product? Please share at the comment section! :)

Bye!

Ibadah 10 Malam Akhir Ramadhan Buat Wanita Haid

Assalamualaikum.

Salam Ramadhan Mubarak :)

19 Ramadhan, Alhamdulillah.

Hmmmm. Sis kat luar tu puasa kee? ;p

Syukur la masih bertahan belum period lagii. Huhu. Cuma hati ni macam gelisah juga...sebab kalau dikira-kira, lagi EMPAT hari sy "datang" tu.. (sobsob). Period-Tracker apps ni pun satu..tak habis habis nak tolong ingatkan kita "Your period is coming" (-___-)

Ramadhan setahun sekali je datang...kita semua pun dah sedia maklum ganjaran 10 malam akhir dalam mengejar Laillatulqadar..difikir fikir memang sebak, fikirkan tahun ni mungkin terlepas peluang tu. But fret not my sistorssss. Allah tu Maha Adil kan :) ..and hence this morning I googled here and there looking for information on what women on menses can do for the last 10 nights of Ramadhan. I found many useful info and many good suggestions, and some I craft my own ideas just to add on those suggestions (takut nak lebih lebih. Sesungguhnya i bukan ostajah :'D). So here I summarize for you girls okay. :)

Bismillah.

Ibadah Mudah Buat Wanita Haid di 10 Malam Akhir Ramadhan:

i. Lazim dengarkan bacaan Al-Quran tanpa memegang mushaf Quran dan Baca + fahami tafsir.

Kalau sis memang dah amalkan, Alhamdulillah :) ..teruskan istiqomah ya. Sertakan dengan bacaan tafsir Quran - mudah mudahan bila kita faham ayat ayat suci tu penghayatan pun lebih. In shaa Allah. 

"Abu Nu’aim states, in his Tib an-Nabbi, that the Prophet (Sallallahu Alaihi Wasallam) said that the benefits of listening to recitation are increased when it is understood – that is, when its meaning is understood"

ii. Perbanyakkan zikir.

Ingat Allah selalu - dihati, dari lidah dan perbuatan. Everything! Gosh. Kadang kadang tu kan, kita tahu "Allah memang sentiasa dihati"..tapi jarangnya nak ringankan lidah tu ingat Dia kan ;(

Darjat tertinggi di Jannah adalah pada mereka yang sentiasa ingat pada Allah.

"Abu Sa`id (RA) narrates the Prophet (Sallallahu Alaihi Wasallam) was asked, "Which of the servants of Allah is best in rank before Allah on the Day of resurrection?" He said: "The ones who remember him much."I said: "O Messenger of Allah, what about the fighter in the way of Allah?" He answered: "Even if he strikes the unbelievers and mushrikin with his sword until it broke, and becomes red with their blood, truly those who do Dhikr are better than him in rank." 

- (Ahmad, Tirmidhi, & Bayhaqi)

Aiseymen..sebak.

iii. Istighfar dan doa.

Doa yang baik baik untuk diri, keluarga dan muslimin muslimat yang lain. In Shaa Allah, mudah mudahan kita dapat yang terbaik.

"Truly Allah loves those who turn [to Him] in repentance"

- (Al Baqarah, ayat 222)

iv. Kerja amal dan bersedekah.

Kerja kerja amal (charity) memang amalan yang saaangat baik. Secara ringkasnya, kita tolong orang. I think most girls would find charity work interesting. Alhamdulillah, kalau ditengok balik, semakin banyak gerakan gerakan amal yang diusahakan orang perempuanss. Daripada usaha kumpulkan dana untuk sedara Palestine dan Syria kita hingga ke yang turun padang anjurkan program lawatan rumah anak yatim.

Jadikan ini batu semangat (ada ke batu semangat?) untuk kita participate in such charity works! Contohnya, buat yang rajin memasak, mungkin boleh 'spend' duit sikit untuk 'Projek Sahur' pada yang memerlukan, untuk anak anak yatim dan sebagainya; buat kuih then bagi kat Masjid. Tak pun boleh jugak gerakkan usaha kumpulkan barang barang terpakai untuk disedekahkan. Anjuran gotong royong bersihkan surau..Macam macam cara lah kita boleh sumbangkan sebenarnya.

Bersedekah pun sama la. Banyak medium untuk bagi sumbangan ni. Kat Malaysia ni pun dah banyak 'platform' untuk beri peluang kita sumbang pada tabung Palestine, Syria dan sebagainya. Tapi ingat ya, jangankan sibuk nak tolong orang luar sampai tak terperasan pulok saudara mara, jiran kita susohh. Lebih afdal kalau kita panjangkan tangan bantu keluarga sendiri dan jiran tetangga.

Bab bersedekah ni, ada satu cara menarik yang sy terbaca kat FB. Kalau tak silap, Ustazah Hjh. Siti Norbayah yang kongsi: setiap malam, sedekah RM1 (kumpulkan dalam satu tabung. RM1 per night denga niat untuk sedekah.) in shaa Allah...kalau malam yang kita sedekah tu malam LaillatulQadar, masyaAllah....untungnya kan. :')

The Prophet (Allah bless him and give him peace) said, “The best charity is that given in Ramadan.” [al-Tirmidhi]

v. Masak juadah untuk orang yang berpuasa

Okay ladies, sila berebut kedapur untuk tolong masak lepas ni ya :)

The Prophet (Allah bless him and give him peace) also said in the aforementioned sermon, “…Whoever feeds a fasting person in (the month of Ramadan), for him is the forgiveness of his sins and freeing his neck from the Fire…”

[Sahih ibn Khuzayma; Sayuti, al-Jami’ al-Kabir; Bayhaqi, Shi’b al-Iman]

Okay! Sedikit sebanyak pengongsian kali ni. I really hope you girls find this useful. :)

Selamat meneruskan ibadah puasa buat gegadis hebat kat luar sanaaa.

Jangan sedih sedih. Selamat beramal! :)

Thank you.

\(^o^)/

Rujukan:

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Program Suntikan Percuma HPV 2017

Assalamualaikum.

Hi semuaa.

Ok, we’ll go straight to the point. Simpan segala bunga-bunga mukadimah untuk post yang lain sebab wanita-wanita depan skrin semua berkobar-kobar nak tahu SUNTIKAN PERCUMA HPV alaf ini!!!!!

Eh boleh tahan mengarut kau jah. Ehem.

Ok. Kita siriuss.

So what is HPV vaccination?

In short, HPV vaccination (Human Papilloma Virus) is basically to prevent or minimize the risks of Cervix Cancer. Kanser Serviks ni salah satu jenis kanser rahim – ada dua kategori kanser rahim: Kanser Serviks (jangkitan dibahagian sempit atau pangkal rahim) dan kanser korpus (jangkitan dibahagian dalam rahim). Untuk pengetahuan, kanser ni bukan sahaja boleh dijangkiti wanita, tapi orang lelaki pun boleh kena tau!..Laki-laki, uolls jangan ingat uolls tak ada organ ehem2 tu uolls tak boleh kena ok?.. Kanser serviks dikatakan sebagai kanser PEMBUNUH SECARA SENYAP – sebab simptom keluar bila sel kanser dah start merebak ke bahagian pundi kencing dan paru-paru. Maksudnya, dah kritikal baru kita tersedar “Eh. Kanser???” – Nauzubillah.

But fret not my friend. They say, Cervix cancer has a high chance to be cured, if and ifffff we can detect early. Gitew. Jadi, antara langkah yang di-syorkan sebagai langkah awal pencegahan ialah melalui ujian Pap smear dan vaksinasi HPV. In Shaa Allah dapat dicegah / dirawat.

Disclaimer:

Please excuse my medical / health explanations here. I am no doctor or medical practitioner. Haha. I won’t dwell further on the details about the disease as it’s so complex. Yes, earlier I did mention there are two categories, but there are actually so many types of HPVs (kuman yang menyebablkan kanser tu la); HPV type 6, 11, 18…and etc. But for your further reading, I suggest these sites:

1. https://www.pressreader.com/

2. http://cun.my/10-tanda-awal-kanser-serviks-yang-anda-perlu-tahu/

3. https://makna.org.my/2014/12/kanser-rahim-mudah-dikesan/

Jadi kita dah tahu sedikit sebanyak mengenai HPV Vaccination kan? OK. Teruskan membaca dan teruskan terhibur. Eiceh.

Sy first-time disuntik pada 22 Feb yang lepas. Lepas disuntik macam-macam soalan yang ditanya (I asked so many questions too before I had mine ;p). Itulah sebab rasanya membantu kot kalau buat entry khas untuk suntikan free HPV ni. Hehe. Okay, antara soalan yang ditanya……….

Amik kat mana?

Sakit tak weh??

Sampai bila free ni?

Cucuk kat mana?

Penting ke?

Kalau period?………….dan lain – lain. Huhu.

Sebelum menjawab soalan tu, rasanya elok kot kalau sy explain sedikit sebanyak pasal Program Vaksinasi Percuma HPV 2017 ni.  Program ni dah bermula dari awal tahun ni lagi dan diperkenalkan oleh KKM. Dan secara lansung jugak, Lembaga Penduduk dan Pembangunan Keuarga Negara (LPPKN) terlibat dengan menawarkan sokongan kemas kini program Pemvaksinan Percuma HPV ini. Tapi tapi tapii…….ada syarat – syarat untuk dapatkan perkhidmatan percuma ni okayy.

Syarat – syarat :

i.        Wanita

ii.       Warganegara Malaysia

iii.      Bujang / belum pernah berkahwin

iv.      Wanita yang lahir tahun 1990 – 1996 (means, umur linkungan 21 – 27 tahun pada tahun 2017)

So yang tak lepas syarat tak boleh amik vaksin kaaa?? ….eh eh. Boleh………….Cuma tak free lah. Kihkih. Buat yang lepasi syarat, syukur. Sebab vaksin ni kalau buat sendiri kat luar dalam RM200 kalau tak silap. Mahaii….

    Sebelum sy explain lanjut procedure untuk amik suntikan ni, beberapa maklumat yang awak – awak kena amik kira dan kalau nak tahu lanjut bolehlah Google sendiri. Haha :

 

    a) Setiap individu yang berdaftar akan menerima suntikan secara berperingkat untuk 3x dos. Suntikan atau dos kedua dikenakan sebulan selepas tarikh suntikan pertama diberikan.

    b)  Dinasihatkan untuk tak mengandung untuk satu jangka waktu tertentu. Untuk yang tengah rancang nak kawen tuu…..please consider this and plan well. Elok tanya doctor dulu cemana ok.

     c)  Ha, yang ni penting. Jangan ingat kempen free ni berlansung sampai habis tahun 2017 ni ya? Our government granted free vaccines for 30,000 women only. No date-reservations, no changing appointment dates, no nothing. Strictly on FIRST COME, FIRST SERVE basis! – and from my experience, the MA / Nurse at the clinic informed me that one clinic (appointed Nur Sejahtera clinic branch nationwide) can only hold 300 quota (300 quota per branch). Kalau dah habis memang bye bye lah. So laju laju pergi urus okay.

Cara – cara / tips / keperluan untuk dapatkan vaksin:

     a) Call cawangan Klinik Nur Sejahtera yang terdekat:

Refer sini untuk senarai cawangan. Sediakan beberapa cawangan pilihan lain sekiranya cawangan yang kita call tu dah habis quota. During my time, I called three clinics okay. Dua dua yang terdekat (Cawangan Ampang dan Raja Laut) dah habis quota! And Alhamdulillah staff di Klinik Nur Sejahtera Ampang suruh sy rujuk cawangan Kajang. Jauh sikit, tapi takpe.

    Tujuan call tu sebab nak tanya, ada quota lagi ke tak dan bila hari yang klinik suruh datang. Take note, dorang tak akan layan kalau nak ubah ubah tarikh ya. If the clinic asked you to come on this particular date, you have to come. Ingat, ni first come first serve basis. 

     b) Dokumen dan barang perlu:

I/C dan sebatang pen. :’D ..jangan risau nak isi borang and nak download borang kat mana. They will have it ready for you at the clinic. So bila sampai di klinik, jumpa nurse nanti nurse bagi borang. Ada 2 helai borang dan satu kad vaksinasi untuk diisi.

c) Lapor awal: 

  

Perkhidmatan hanya pada dari jam 9.00 am hingga 12.00 pm. Datang awal. Sy dari KL bawak kereta nak ke Kajang tu. Sesat pulak tu. Tapi sampai ngan ngam jam 9.00 am pun dah ramai da kat klinik. Rasanya students kot yang ramai.

     d) Pakaian:

Pakaian yang mudah buka bahagian lengan. Sebab nanti cucuk kat bahu. Macam macam pakaian nampak dorang pakai haritu. Ramai pakai t-shirt long-sleeve yang longgar sebab senang nak tarik lengan ke atas. But I personally don’t like my arm to be exposed publicly like that. Sebab bila dicucuk tu bukannya boleh turunkan lengan baju. Berdarah woii.

I wore short-sleeve inner with a cardigan. Easier for me I think – bukak butang then tunjuk bahagian bahu yang nak dicucuk tu.

     e) Laju – laju gerak:

Laju laju gerak? Apakah? …Okay, maksudnya…awak boleh expect dalam klinik tu sibuk. Nak datang daftar, nak isi borang, nak tanya nurse,..semua kena pantas. Da siap isi borang laju laju beratur dapatkan suntikan. Kalau tak kang nurse marah :’D ..haha.

    f) Prepare mentally and physically:

    Hmmm....Okay ni sy jujur ya, suntikan tu sakit :'D ...I don't want to sugar-coat my words and later on you hate me. Haha. Get well prepared girllss. My arm hurt like for a solid 3 or 5 days. And badan pun ada rasa sakit sakit and demam sikit. Tapi sakit tu relatif. Ada je yang keluar bilik lepas dicucuk tu senyum sambil "Tak sakit weh!" ...which I was fooled by that. Haha. And it is a good idea if you have someone accompanied you. Seriously when I drove after the injection, my arm got numbed. Kawan kawan yang dah awal awal amik haritu ada pesan, lepas inject jangan buat kerja berat berat. I thought I was driving okay, tapi sesat pulok kat kajang tu. Stressed sampai genggam nak cabutkan stereng tu agaknya.

     And why mentally-prepared? Hmm. I'm saying this because, like I said, you need to move fast. Isi borang cepat, beratur cepat, then bila kena panggil masuk bilik pun kena cepat. Dapat suntikan pun cepat! So memang tak ada masa orang nak tenangkan awak kalau fobia darah or jarum. Tak ada takut takut. I myself hateeeeeee needles. Tapi fikir orang kat belakang dah beratur panjang, and everything happened so quick. Tak sempat nak habis cakap "Auu..." pun okay. Awkward je terkeluar bunyik "Oock.." <--- cubaan nak cakap "auuuw" tapi tak habis. Sebab dah habis dicucuk dah pun. Cepat kan :')

   

    Okayy. Selesai suntik, make sure simpan kad vaksinasi tu dan borang kaler pink. Make sure hadir next appointment yang diberikan dan bawak dua barang tu. Then....awak boleh laju laju lah keluar daripada klinik okay. Hehe. Safe drive and take care! ;)

Itu je perkongsian untuk hari ini. Harap bermanfaat :)

Thank you sebab singgah ya.

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Bye!

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